Cash-Flow Forecasting & Treasury
A rolling 13-week forecast plus annual cash planning. We watch receivables, payables and payroll cycles so a big payment never ambushes you.
A CFO, at a fraction of the cost
CFO Services in Dubai
A full-time CFO in Dubai costs AED 25,000 to 40,000 a month, plus visa, insurance and an office. Most SMEs need the thinking, not the headcount. Our CFO services give you senior finance leadership part-time: cash-flow forecasting, board-ready reporting, fundraising support and someone in the room when the big decisions get made. Remote or on-site, a few hours a week or a few days a month: you choose the shape.
Part-time, seniorCFO-level experience, a few hours a week
13-week cash forecastAlways know what is coming
Fundraising readyInvestor packs and bank applications done right
What is included
Everything a CFO does, sized for an SME
The full finance-leadership toolkit, without the full-time salary.
Board & Investor Reporting
Monthly board packs: P&L, KPIs, variance analysis and commentary, written for people who do not read accounting. Ready for shareholders, investors and banks.
Fundraising & Bank Facilities
Pitch-deck numbers, data rooms, due-diligence support and bank application packs in the formats UAE lenders expect.
Budgeting & Strategic Planning
Annual budgets, quarterly reforecasts and scenario planning: what happens if revenue drops 20%, or if you open that second branch.
Margin & Pricing Strategy
Product, customer and channel profitability, then pricing decisions based on evidence instead of gut feel.
Controls, Risk & Compliance
Financial controls that scale, oversight of VAT and corporate tax positions, and audit-ready records. Growth without the mess.
Remote, senior, always on
Virtual CFO Services in Dubai
A virtual CFO is exactly what it sounds like: senior finance leadership delivered remotely. Monthly video reviews, shared dashboards, and your numbers always one click away. Most of our virtual CFO clients are spread across Dubai, Abu Dhabi and Sharjah, and many we have never met in person. It works because the rhythm is fixed: reports land on the same day, the review call happens on the same day, and nothing drifts.
Virtual suits businesses that are comfortable with remote work and want maximum value: no travel time, no office overhead, just the thinking. You get the same forecasts, the same board packs and the same straight answers, delivered over a screen.
- Monthly video review of your numbers, with written recommendations
- Live dashboards in Xero, Zoho Books, QuickBooks or Odoo
- Direct line to your CFO on WhatsApp for quick decisions
- Quarterly strategy sessions to reset direction
Part-time presence, full-time judgment
Fractional CFO Services in Dubai
A fractional CFO is a slice of a full-time CFO: a set number of days per month, in your office or on your calls, doing the work a finance chief does. Board meetings, bank negotiations, pricing decisions, hiring plans: the moments where senior judgment matters. You get maybe a quarter of a CFO's time, and you pay a quarter of the cost.
Fractional works best when the business has real complexity: multiple revenue streams, a team to manage, investors to report to, or a funding round on the horizon. It is the step up from virtual: same seniority, more presence.
- Fixed days per month, agreed upfront
- Attends board and investor meetings with you
- Leads budgeting and reforecast cycles
- Mentors your in-house finance staff
The whole finance function, handled
Outsourced CFO Services in Dubai
Outsourced CFO means the entire finance leadership function sits with us, not with an employee. We own the finance calendar: books close on time, reports go out on time, forecasts get updated, compliance stays green. Underneath, our bookkeeping team keeps the records; on top, your CFO turns them into strategy.
This is the right shape when you want finance completely handled: one accountable partner for everything from daily bookkeeping to board-level decisions. Many of our outsourced clients started with bookkeeping, added reporting, and eventually handed us the whole function.
- One partner accountable for the whole finance function
- Bookkeeping, reporting and advisory under one roof
- Scales from startup to 100+ employees
- No hiring, no visas, no turnover risk
Not sure which shape fits?
Most clients start virtual, move to fractional when complexity grows, and go fully outsourced when they want finance off their plate entirely. We will recommend honestly on the discovery call: if you do not need a CFO yet, we will tell you, and point you to financial consulting instead.
How it works
Leadership from month one
Ninety days to a finance function that runs itself.
Discovery Call
Thirty minutes, free. We learn your business, your numbers and what "CFO" means to you.
Finance Health Check
We audit your books, reports and cash position, then propose the right shape: virtual, fractional or outsourced.
First 90 Days
Quick wins first: cash forecast live, reporting rhythm set, blind spots closed. You feel the difference in month one.
Ongoing Leadership
Monthly reviews, quarterly strategy, and a CFO on call when big decisions land.
CFO services FAQs
Questions about CFO services in Dubai
What is the difference between virtual, fractional and outsourced CFO services?
They overlap, and honestly the labels matter less than the fit. Virtual means delivered remotely; fractional means part-time (a slice of a CFO's month); outsourced means we own the whole finance function, including the bookkeeping underneath. Many clients are a blend: virtual delivery, fractional time, with bookkeeping outsourced too. On the discovery call we recommend the shape that fits your size and complexity, and you can change it as you grow.
How much do CFO services cost in Dubai?
Far less than hiring. A full-time CFO in Dubai typically costs AED 25,000 to 40,000 per month plus visa, insurance and end-of-service. Our part-time engagements are a fraction of that: a fixed monthly retainer based on the hours and involvement you need. Virtual starts lowest, fractional sits in the middle, and fully outsourced depends on the size of the finance function. You get one fixed number, agreed upfront.
We already have a bookkeeper. Do we still need a CFO?
They do different jobs. A bookkeeper records the past accurately; a CFO plans the future and explains the present. If your books are clean, we layer straight on top: same numbers, new insight. If they are not, our bookkeeping team fixes the foundation first. Most of our CFO clients arrived with a bookkeeper already in place.
Can a virtual CFO really be effective remotely?
Yes, because the value is in the thinking, not the desk. Monthly video reviews, live dashboards you can open any time, and a direct line for quick calls: that is the whole operating system. We have run virtual CFO engagements for clients across the Emirates for years. What makes it work is rhythm: reports on the same day, review on the same day, every month. Keep that rhythm and remote is indistinguishable from in-house.
Will you help us raise funding or secure a bank facility?
Yes. We build the financial side of your raise: historicals investors trust, unit economics, forecasts, and a data room that survives due diligence. For banks, we prepare application packs in the formats UAE lenders ask for. We cannot promise anyone funding, that is not how honest advisors talk, but companies with credible numbers raise faster and borrow cheaper. If your books need to be investor-grade first, our accounting software setup gets that foundation right.
What size company needs CFO services?
The sweet spot is roughly AED 2 million to AED 50 million in annual revenue: big enough that gut feel stops working, small enough that a full-time CFO is overkill. Pre-revenue startups use us for runway planning and investor readiness; larger SMEs use us as their finance department's senior layer. If you are a solo freelancer with simple books, the honest answer is you probably do not need this yet. Start with financial consulting or clean bookkeeping instead.
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Ready when you are
Put a CFO in your corner
Start with a free consultation. We will review your numbers, tell you honestly whether you need a CFO yet (and which shape fits), and quote one fixed monthly fee. Bring your last quarter's reports; we will show you what a CFO would see in them.
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