Daily Bookkeeping
Every invoice, bill and receipt posted to the right account and matched to bank lines. No backlog building up for month-end, no shoebox of invoices waiting for "later".
Accounting covered, minus the headcount
You need someone who keeps the books clean, files VAT on time and tells you what the numbers mean. That does not have to be a person on your payroll. This page lays out what hiring an accountant in Dubai really costs, where outsourcing makes more sense, and how BizNex gives you accountant-level support without the recruitment cycle.
What a good accountant does
If any of these are missing, you do not have an accountant. You have data entry.
Every invoice, bill and receipt posted to the right account and matched to bank lines. No backlog building up for month-end, no shoebox of invoices waiting for "later".
Every bank and card account reconciled monthly, so the books match reality and nothing unexplained sits in suspense accounts.
5% VAT computed correctly, input and output VAT tracked invoice by invoice, returns filed under your TRN on the FTA portal. Late filings draw penalties fast.
Monthly payroll journals posted from your salary runs, gratuity accrued under the 21/30-day rule, and WPS-ready data. Works hand in hand with our payroll services.
Corporate tax workings and supporting documents kept audit-ready, so an FTA review or a bank request takes hours instead of weeks.
A plain-English monthly brief: profit, cash, receivables, and what to act on. That is exactly what our Founder Finance Brief delivers.
Full-time vs outsourced
A full-time accountant gives you a person in the chair: someone who knows your business inside out and handles things on the spot. If you run hundreds of transactions a day or carry complex inventory, that presence can be worth every dirham.
But the chair comes with the full employment package: salary, visa, insurance, gratuity, leave cover, and the risk that one resignation resets your entire finance function. For most SMEs, the work itself is what matters, not the desk it is done from.
Outsourcing flips the deal. You get the outputs a good accountant produces: clean monthly books, VAT filed under your TRN, payroll journals that reconcile, and a management brief you can act on. The work runs on a fixed monthly rhythm, handled by a team, with no single point of failure.
Real numbers
The salary is only the first line. These are the other lines founders forget to budget.
| Cost item | In-house hire | Outsourced with BizNex |
|---|---|---|
| Monthly salary | AED 5,000-8,000 (junior); AED 10,000-15,000 (senior) | One fixed monthly fee, below a junior's salary |
| Work visa | AED 5,000-7,000 every 2 years | None |
| Medical insurance | Mandatory annual premium per employee | None |
| End-of-service gratuity | 21 days' basic pay per year (first 5 years), 30 days a year after | None |
| Recruitment fee | Typically one month's salary per hire | None |
| Time to first productive month | 1-3 months of searching, visas and onboarding | Live in about 2 weeks |
Ranges reflect Dubai market rates in 2026 for accountants with UAE VAT experience.
None of this is an argument against hiring, ever. If your transaction volume keeps one person busy full-time, hire. It is an argument for knowing the full number before you post the job ad. Most of our clients run comfortably on outsourced accounting until the day that math flips.
Accountant FAQs
A junior accountant in Dubai earns roughly AED 5,000 to 8,000 a month; a senior with VAT and corporate tax experience lands between AED 10,000 and 15,000. On top of salary, budget roughly AED 5,000 to 7,000 every two years for government fees, medical, Emirates ID and PRO/typing (premium processing and agency markups can push it higher), and gratuity that accrues at 21 days of basic pay per year for the first five years and 30 days a year after that. Add recruitment fees, typically around one month's salary, and a single hire often costs 1.3 to 1.5 times the advertised salary. Our outsourced accounting packages start below a junior accountant's salary and fold books, VAT and payroll journals into one fixed monthly fee.
The day job is less glamorous than the title: posting invoices and bills, reconciling bank and card accounts, chasing missing receipts, and keeping the chart of accounts tidy. Then come the UAE-specific duties: computing 5% VAT workings, filing returns under your TRN, posting monthly payroll journals, accruing gratuity under the 21/30-day rule, and keeping corporate tax workings ready for the FTA. A good accountant also flags problems early: a client who keeps paying late, a margin that is slipping, or a VAT quarter that looks wrong before it is filed.
It comes down to volume and variety. If you process hundreds of transactions a day, run complex inventory, or need someone physically at the desk, a full-time hire can make sense. For most SMEs, outsourcing wins on three counts: cost (no salary, visa, insurance or gratuity), continuity (no gap when someone resigns or takes leave), and range (you get VAT, payroll and management reporting from one team instead of one person's skill set). You can also start outsourced and hire later when the volume justifies it.
The salary is the headline; the fine print adds up. The two-year work visa runs roughly AED 5,000 to 7,000 for government fees, medical, Emirates ID and PRO/typing (premium processing and agency markups can push it higher). Medical insurance is mandatory and renews every year. Gratuity accrues silently and lands as a lump sum when someone exits. Then there is the cost nobody budgets: the weeks you spend interviewing, the 1 to 3 months before a new hire is fully productive, and the reset if they leave within a year and you start over. An outsourced arrangement replaces all of that with one predictable monthly invoice.
Yes, and that is where most of our clients get the biggest value. We compute VAT workings at 5%, track input and output VAT, and file returns under your TRN on the FTA portal. For corporate tax, we keep the workings and supporting documents the FTA expects, aligned to your accounting periods. Everything ties back to monthly reconciled books, which is why our bookkeeping sits at the centre: clean books mean filings that reconcile on the first try instead of painful corrections later.
Most clients are live within two weeks. We start with a free review of your current books (or build them from your bank statements if there are none), set up your chart of accounts in your accounting software, and agree on a monthly rhythm for invoices, receipts and payroll data. VAT and payroll calendars are set up from the first month, and your Founder Finance Brief arrives with the first month-end close, so you see profit, cash and receivables in plain English from day one.
Keep going
Ready when you are
Start with a free finance review. We look at your current books, quote one fixed monthly fee, and show you exactly what an outsourced accounting rhythm looks like for your business. No recruitment, no visa paperwork, no training months.
Book Your Free Finance Review