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UAE Small Business Relief: The AED 3 Million Zero-Tax Guide

If your business revenue is AED 3 million or less, you may be able to pay 0% corporate tax through 2026 — but only if you meet every condition and elect the relief on your return. Here's the eligibility test, the fine print, and what the election is actually worth in dirhams.

AED 3MRevenue ceiling — current period and every previous period
Elected, not automaticYou must elect the relief on your tax return
Through 2026Available for tax periods ending on or before 31 Dec 2026

What it is

0% corporate tax for small businesses — with conditions

Small Business Relief lets eligible resident businesses pay 0% corporate tax instead of 9%. It is not an exemption from registration or filing — it's a different tax outcome on the return you were filing anyway.

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The test

Revenue of AED 3 million or below — in the current tax period and in every previous tax period. One year over the line and you're out.

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The catch

The relief is elected on the return — it is not automatic. Nobody at the FTA applies it for you, and there's no refund for an election you forgot to make.

We prepare workings, schedules and compliance-ready records. For regulated representation before the FTA we work with registered UAE tax partners.

Small business owner discussing Small Business Relief with an accountant in Dubai

The eligibility test

Do you qualify?

Every box must be ticked. Miss one and the relief isn't available to you:

  • You're a resident person for corporate tax purposes — UAE-incorporated or effectively managed here.
  • Revenue is AED 3 million or below in the tax period you're claiming for — and this is the one people miss — in every previous tax period too.
  • You're not a Qualifying Free Zone Person — SBR and the free-zone 0% don't stack; QFZPs have their own regime (see our free zone guide).
  • You're not part of a large multinational group — groups with consolidated revenue above AED 3.15 billion are excluded.
  • You elect it on the return — the election is made when you file, with workings that show you passed the revenue test.

The revenue test is on gross revenue, not profit. A consultancy with AED 2.8 million in revenue and AED 400,000 in profit passes; one with AED 3.2 million in revenue and a loss doesn't.

The fine print

Three things most businesses get wrong

1

"All previous periods" is literal

The AED 3 million test looks backwards, not just at this year. If revenue was AED 3.4 million two years ago and AED 2 million now, you don't qualify this year. Growth past the line is a one-way door — plan for it.

2

The election kills loss carry-forward

Elect SBR for a period and you forfeit carrying forward any loss from that period. In a loss year, the election can cost more than it saves — run the numbers both ways.

3

2026 is the horizon

The relief covers tax periods ending on or before 31 December 2026. Don't build a five-year pricing model on a 0% rate — confirm the treatment of later periods on EmaraTax or with a registered tax partner.

Worked example

What the election is worth in dirhams

Take a Sharjah trading LLC with AED 2.2 million revenue and AED 480,000 taxable income — eligible on every count.

With and without the election — illustrative

ScenarioComputationTax (AED)
Without SBR(480,000 − 375,000) × 9%9,450
With SBR elected0% on full taxable income0
Saving from one election9,450

AED 9,450 saved by one checkbox on the return — if you knew to tick it and your workings prove eligibility. Now the trade-off: suppose the same company has a bad year with a AED 150,000 tax loss. Electing SBR that year means the AED 150,000 loss cannot be carried forward to shelter next year's profit. At 9%, that lost shelter is worth up to AED 13,500 of future tax. In a loss year, sometimes the right move is to not elect — pay nothing either way (there's no profit to tax), and keep the loss alive for a profitable year. This is a calculation, not a reflex.

Avoid these

Common SBR mistakes

Assuming it's automatic

The single most expensive mistake. The FTA doesn't apply relief you didn't elect, and there's no mechanism to reclaim it after the return is filed.

One big year over AED 3M

A single exceptional year above the line disqualifies future periods. If you're approaching the ceiling, model the tax cost of crossing it before you sign that big contract.

Thinking SBR means no filing

Relief or not, you register and file every year. "I qualified for 0% so I didn't file" is how a AED 500/month late-filing penalty starts.

Electing in a loss year blindly

The forfeited loss carry-forward can be worth more than the relief. Always compare: SBR now vs. sheltered profit later.

Confusing SBR with free-zone 0%

Different regimes, different conditions. QFZPs can't claim SBR — and mainland companies can't claim QFZP treatment. See our free zone guide.

No workings to prove it

Eligibility claimed without revenue workings is just a hope. Keep the revenue computation with your return papers for the full 7-year record period.

How to claim it

Electing the relief, step by step

  • Run the revenue test first — current period plus every previous period at AED 3M or below, on gross revenue.
  • Model the loss trade-off — if the period has a loss, compare electing SBR against keeping the carry-forward.
  • Prepare the workings — a clean revenue computation from reconciled books, kept with your return records.
  • Make the election on the return in EmaraTax when you file — this is the step that makes it real.
  • Re-test every year — eligibility is per period. A growth year can end the relief; plan the tax cost before it happens.

Not sure you pass the test? That's a 20-minute review of your revenue history — we do it free as part of a Finance Review.

Check my SBR eligibility
Reviewing Small Business Relief eligibility against the AED 3 million revenue test

FAQs

Small Business Relief questions, answered

Is Small Business Relief automatic?

No. You must elect it on your corporate tax return for each period you claim it. The FTA will not apply it on your behalf, and you can’t reclaim it after filing if you forgot the election. Keep workings that prove you passed the revenue test.

My revenue was AED 3.1 million last year but AED 2 million this year. Can I claim SBR this year?

No. The AED 3 million test applies to the current period and all previous periods. A single year above the line disqualifies you going forward, even if revenue has since fallen back below it.

Can free zone companies claim Small Business Relief?

No. Qualifying Free Zone Persons are excluded from SBR — they have their own 0% regime for qualifying income. See our free zone guide for how that works.

Do I still need to file if I elect Small Business Relief?

Yes. Relief changes your tax bill, not your obligations. You still register, keep 7 years of records, and file every year. Late filing penalties apply to SBR claimants exactly the same as everyone else.

Can I claim SBR and carry forward my losses?

Not for the same period. Electing Small Business Relief for a tax period means you forfeit the loss carry-forward for that period. In a loss year, compare the value of the relief against the future tax the carried-forward loss would shelter.

What happens to Small Business Relief after 2026?

The relief is available for tax periods ending on or before 31 December 2026. The treatment of later periods isn’t something to assume — confirm it on EmaraTax or with a registered tax partner before you build it into long-term plans.

Keep reading

Related guides

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